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9.24.08 | What Glendale Has to Offer
 

9.23.08 | Old vs. New

 

8.5.08 | Foreclosed Pets

7.10.08 | Steps to Buying a Home

 
 

Below you will finding postings dealing with current real estate topics.  Please check back often! And if you have any questions, or would like me to cover a topic, please email me at sales@susanbodnar.com.
 

9.24.08 | What Glendale Has to Offer

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There are many features that Glendale offers that still make this ever growing city feel like a small town. This city has a small town feel with the resources of any major metropolis.

Downtown Glendale is well known for the plethora of antique shops, but it has much more to offer. From festivals, (www.glendaleaz.com/events/), great food (www.visitglendale.com/downtowndiningdistrict/howtogethere.html), to “That Thursday Thing” (www.glendaleaz.com/events/ThatThursdayThing.cfm). 

The Glendale public libraries can be matched by no other. They have many activities scheduled all year long from ages ranging from 2 to 102 (www.glendaleaz.com/Library/). 

Westgate is the home of the new University of Phoenix stadium where the Cardinals play. The two stadiums located there are surrounded by shop, restaurants, and a movie theatre. Westgate also offers a great night life atmosphere after dark (www.westgateaz.com).

Glendale also has a great history. The city started as a farming town, you can see evidence of that by visiting the Historic Ranches (www.glendaleaz.com/ParksandRecreation/SahuaroRanchPark.cfm). 

Hope to see you soon!


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9.23.08 | Old vs. New

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When in the market for buying a house, for many people there is a lingering question in their head. Should I look for a new home or an older home? They both have their pros and cons.


I often have that same debate. The older homes can have so much character, but may need quite a bit of work. You would have to ask yourself if the fix up and/or updating worth your money and time, although older homes tend to built very sturdy. While the newer homes can be very attractive and could require little to no upfront work, the conformity of those neighborhoods can be a little hard to swallow.

The easiest way to find out what you really want is to have an open mind. Check out homes based on price range, square footage, and any other criteria that are important to you, but leave out the age of the home. After touring several homes of all ages you may find which ones you are more drawn to. Or you may find age isn’t as important to you as you may have thought, that is if you find a home that fits all your other needs. 

Good luck finding your home!

 

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8.5.08 | Foreclosed Pets (1 comment)

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As everyone knows when a house goes into foreclosure it affects many people. Obviously the family that lived in the house, whether it is the owners or renters, will be dramatically impacted, but it is also a major burden on the neighbors of these often vacant homes, not to mention the lenders as well. Other major and sometimes forgotten victims are the pets who also occupied these homes.

Regardless of the reasons, many of these pets are either being left in the abandoned properties or just being let go. Either way, they have to fend for themselves. The pets left in the homes are often left without food, water or air conditioning; this is a death sentence anywhere, but even more so in the hot desert.

Unfortunately the shelters and Human Society are too full to accept these animals, so even families who are trying to be responsible (by finding a new home for these animals) have limited options. A major reason that overcrowding occurs is the lack of people getting the pets spayed and neutered. Maricopa County has realized some families do not get their pets spayed /neutered because of financial reasons and has set up a program allowing these pets to have this procedure at little or no cost.

If you would like to help these animals, please follow any of the links below.

www.freekibble.com – created by a young girl to help provide food for animals
www.commonpaws.org – helping with pet adoptions and spay/neutering www.maricopa.gov/pets free spay/neutering

 

Comments:
 
 
Lisa 9/1/2008 @ 11:07 AM
 
I have seen many abandoned animals in my neighborhood and it really breaks my heart that people could do that.  Thank you for sharing these links on what we can do to help!
   

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7.10.08 | Steps to Buying a Home (1 comment)

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With the housing market the way it is, it is a great time to buy a home. Unfortunately the process of buying a home may seem really overwhelming and you may be thinking it’s just not right for you. In almost all cases owning a home is better than renting (compare the differences). The home buying process is not as confusing if you do your homework and you have help from a professional. Here is a Cliff’s Notes version of the steps you need to take in your rewarding journey: 

  1. Get Pre-Qualified!
    1. Find a good lender who you trust and respects you. This enables you to know exactly how much money you can afford to spend on a house.
    2. A good lender will also give you a good faith estimate, this will tell you approximately how much everything will cost you like closing costs any additional fees so there are no surprises.
    3. Ask your loan officer about the different types of loans available and which ones would best fit your need – you may be happy to find out what sort of loans are out there (i.e. Conventional, FHA, VA, follow this link for more information).
  2. Find a Realtor to work with!
    1. You may not know, but having an agent as a buyer costs no money to you; they get paid by the seller after closing. Having one can do nothing but help .
    2. Realtors have access to homes on the market through the Multiple Listing Service (MLS) that you can not get if you are not a Realtor. They also have access to the appropriate paperwork and forms to make a transaction successful.
    3. Once you have an agent, do not be afraid to tell them exactly what you want and need, such as price, location, and square footage. A good agent will do everything they can to find what you are looking for, but you also have to be realistic, you may not get exactly what you’re looking for.
  3. Do your own research!
    1. Research the homes in the area you wish to live. Search your Realtor’s website for available listings, or sites like realtor.com and trulia.com. These sites do not provide all the information your Realtor has access to, but they will give you an idea of what’s out there.
    2. Make sure you shop around, don’t rush. Remember, it is your Realtor’s job to show you homes you're interested in (and in your price range), so don’t be afraid to ask.
  4. When you do find the right house – make an offer!
    1. You will need an earnest check (usually between 1-5% of purchase price, view this link for more information) to show the seller you are really interested in the property. If the seller rejects your offer or you find the home unsuitable after the inspection period, you will get the money back.
    2. Make a reasonable offer, if you really love the house be careful not to insult the seller by asking too little, but this is a buyer’s market so you want to try to get the best deal.
    3. Your realtor will have all the proper paperwork and should handle all the communications between you and the seller’s agent; your Realtor has your best interest in mind, not the sellers.
  5. Final Steps
    1. If the seller accepts your offer, you have ten days to have all the inspections done on the house. You want to make sure there are no problems with the house that would require major repairs.
    2. You will also want to get homeowner’s insurance on the home. Shop around to get the best deal to match your needs.
    3. After the inspection period is over you are ready for “closing.” This will happen on a day agreed upon by you and the seller. This is when all the paperwork in signed (make sure you read everything). Then the house is yours!
       


Comments:
 
 
Anthony 7/16/2008 @ 5:51 PM
 
Thanks for the great tips!
   

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